📊LIVE RATES
30-Yr Fixed6.89%-0.04%|
15-Yr Fixed6.22%-0.03%|
5/1 ARM6.41%+0.02%|
FHA 30-Yr6.63%-0.05%|
VA 30-Yr6.31%0.00%|
Jumbo 30-Yr7.12%+0.06%|
30-Yr Fixed6.89%-0.04%|
15-Yr Fixed6.22%-0.03%|
5/1 ARM6.41%+0.02%|
FHA 30-Yr6.63%-0.05%|
VA 30-Yr6.31%0.00%|
Jumbo 30-Yr7.12%+0.06%|
Mar 20, 2026
Archive ReportMarch 2026

Utah Housing Market — March 2026: Inventory Builds as Rates Hold

Published March 21, 2026Balanced — Shifting Toward Buyers

March 2026 shows a market in transition. Inventory is building — up 18% year-over-year statewide — while prices remain sticky. Sellers who priced aggressively in 2024 are now reducing. Buyers have more negotiating power than at any point since 2019, especially in Davis County where days on market has stretched to 38. The 6.53% mortgage rate is the key constraint keeping demand in check.

Utah Median Price
$528,000
+1.8%
Davis County Median
$548,000
+1.8%
30-Yr Rate
6.53%
Active Listings (UT)
5,200+
+22% YoY
Davis DOM
38 days

Key Takeaways — March 2026

1

Inventory up 18% YoY statewide — buyers have more choices

2

Davis County median price $548K, up 1.8% YoY — slower appreciation

3

38 days on market in Davis County — up from 22 days in 2024

4

30-year fixed rate at 6.53% — affordability remains stretched

5

Hill AFB area (Clearfield, Clinton) still seeing strong VA loan demand

6

Price reductions up 34% YoY — sellers adjusting expectations

Davis & Weber County City Prices — March 2026

CityMedian PriceYoY ChangeDays on Market
Farmington$575,000+2.1%32 days
Kaysville$649,000+1.5%29 days
Layton$505,000+1.2%41 days
Clearfield$435,000+3.1%28 days
Clinton$448,000+2.8%31 days
Syracuse$498,000+2.2%35 days
Bountiful$542,000+0.9%44 days
Ogden$385,000+3.5%38 days

Sources: Zillow, Redfin, WFRMLS. Data reflects median sold prices for the month. YoY = year-over-year.

What Does This Mean for You?

Dr. Haws can translate these numbers into a personalized strategy — whether you're buying, selling, or just watching the market.

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