December 2025 caps a year of transition in Utah real estate. After the frenzy of 2021–2023, the market has found equilibrium. Prices are up modestly (2% YoY statewide), inventory has normalized, and days on market have stretched to levels not seen since 2018. Heading into 2026, the key variable is mortgage rates — a drop below 6.5% would re-ignite demand significantly.
2025 year-end: Utah prices up 2.0% YoY — far below the 15%+ of 2021-2022
Inventory normalized — 4,200 active listings, up 28% from December 2024
45 days on market in Davis County — balanced conditions
2026 forecast: prices +2-4% if rates stay 6.5-7%, +5-8% if rates drop below 6%
Hill AFB military relocation demand expected to stay strong in 2026
Best opportunities: Clearfield, Clinton, Roy for VA loan buyers
| City | Median Price | YoY Change | Days on Market |
|---|---|---|---|
| Farmington | $540,000 | +2.3% | 42 days |
| Kaysville | $628,000 | +1.5% | 38 days |
| Layton | $488,000 | +1.0% | 48 days |
| Clearfield | $398,000 | +3.2% | 35 days |
| Clinton | $412,000 | +2.8% | 37 days |
| Syracuse | $462,000 | +2.4% | 40 days |
| Bountiful | $518,000 | +0.9% | 52 days |
| Ogden | $350,000 | +4.2% | 44 days |
Sources: Zillow, Redfin, WFRMLS. Data reflects median sold prices for the month. YoY = year-over-year.
Dr. Haws can translate these numbers into a personalized strategy — whether you're buying, selling, or just watching the market.